What is long-term care?

Long-term care is the type of assistance people need to perform activities of daily living which include eating, bathing, continence, dressing, toileting and transferring. Long-term care needs typically arise as part of the normal aging process, but can also be due to an injury or illness, such as multiple sclerosis, stroke, rheumatoid arthritis, or due to a cognitive impairment, such as Alzheimer’s disease.



Cost of Care Calculator

Our interactive Cost of Care Calculator provides current costs based on geography. Learn more about the cost of long-term care in your area.

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Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.

John Hancock provides long term care insurance for families throughout the nation. As one of America’s leading long term care insurance companies, John Hancock offers a number of innovative policy options that can help cover long term care costs and protect the wealth you have built for your family. A John Hancock long term care policy helps you feel confident about the future and gives you more choice and independence when it comes to making decisions about long term care providers and where and when you would like to receive care.

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