Get long term care insurance information from John Hancock

As long term care has become a reality for many families, long term care insurance information has become a valuable tool in planning for retirement. Long term care insurance information suggests that at least 70 percent of people over age 65 will need some form of long term care during their lives.i But information also suggests that long term care insurance is not just for the elderly – of those needing long term assistance, more than 40 percent are under age 65.ii

Long term care insurance information also reports that long term care cost can be a significant financial burden and is likely to increase in the future. For example, the cost of a private room in a nursing home today exceeds $85,775 per year.iii In 30 years the annual cost of long term care is projected to be more than $250,000.iv At this rate, long term care costs can significantly impact retirement savings and compromise the future you have planned for yourself and your family.

Long term care insurance can help cover those costs, protecting your retirement assets and your family’s financial future. For innovative insurance products and helpful long term care insurance information, consult with a long term care planning professional from John Hancock today.

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John Hancock – a leading provider of long term care insurance information and policies

John Hancock is a leading provider of long term care insurance products and a reliable and helpful source of long term care insurance information. With a variety of products to choose from and a wealth of information and advice, John Hancock can help you choose the long term care insurance program that is right for you. John Hancock offers optional features that can help you customize your policy for your needs and your budget. With insurance from John Hancock, you can minimize the financial exposure that long term care can create and avoid being a burden on your family members should you require long term care.

Use information from John Hancock to customize your insurance policy for long term care

Information about long term health care plans suggests that it is important to consider your insurance needs sooner rather than later. Long term care insurance cost is based primarily on your age and your health at the time you purchase your policy – your long term care insurance rate is likely to be lower if you apply at an early age and when you are in good health.

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i U.S. Department of Health and Human Services, National Clearinghouse for Long-Term Care Information,, September 2008.

ii Georgetown University Long-Term Care Financing Project, “Long-Term Care Financing Policy Options for the Future,” June 2007.

iii Based on John Hancock's Cost of Care Survey, conducted by LifePlans, Inc., 2011.

iv Based on the average annual rate of inflation over the past 30 years ending December 31, 2008 of 4.1%, using the Consumer Price Index for All Urban Consumers, Bureau of Labor Statistics,

Long-term care insurance is underwritten by John Hancock Life Insurance Company, Boston, MA 02117 and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.