Long term care planning can help secure your financial future

Planning for long term care is an important part of retirement planning and an essential aspect of securing your family’s financial future. Long term care planning involves putting arrangements in place that can help cover the cost of long term care. Such care may include custodial care – daily assistance with eating, bathing, dressing or moving about – as well as skilled care – physical, occupational, respiratory or speech therapy received on a daily or periodic basis. Because the cost of care can have a significant impact on retirement savings, long term care planning includes the purchase of long term care insurance products that can help to cover those costs, preserving your retirement income and the wealth you have built for your family. For innovative long term care insurance products that can help make long term care planning more effective, consider John Hancock.

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John Hancock provides innovative insurance products for long term care planning

For more than 145 years, John Hancock has been a leader in insurance products and financial services. John Hancock has offered insurance products for long term care planning for the past 20 years and is a leader among long term care insurance companies. With a variety of plans and optional features that allow you to customize your policy to your needs, John Hancock enhances your long term care planning with products that help you feel confident you are taking care of your family’s financial future and minimizing the impact any long term care costs can have. And John Hancock insurance for long term care can cover all types of care in settings that include the home, the community and nursing or assisted living facilities.

When should you start planning for the cost of long term care?

It’s never too soon to start long term care planning. Because the cost of long term care insurance is primarily dependent on your age and health when you apply, the younger and healthier you are the lower your premiums can be. Another benefit of planning for long term care sooner rather than later is that in the event you need long term care at an early age because of an accident or injury, your John Hancock long term care policy can help cover the cost.

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Long-term care insurance is underwritten by John Hancock Life Insurance Company, Boston, MA 02117 and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117.