Tools and resources

Below are tools and resources that may help in your decision making process.

Needs analysis calculator
This quick and easy interactive calculator will help you determine how much life insurance coverage is needed to help secure your financial future.

Life expectancy calculator
Predict the average number of years you can expect to live by using our quick life expectancy calculator.

Test your knowledge
There are many misconceptions about the need for life insurance. Do you know the facts?

Glossary of terms
Understand key life insurance terms.

Helpful links
Find out important information, consumer tips, and the benefits of life insurance.

Charting a Course Brochure
Understanding the many benefits of life insurance can help you secure your financial future.

How much life insurance do you need?

How much money will your family need to meet the financial requirements in the event that you (or your spouse) are no longer able to provide for them?


Calculate now



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Insurance policies and/or associated riders and features may not be available in all states. Insurance products are issued by John Hancock Life Insurance Company (U.S.A),197 Clarendon Street, Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, 100 Summit Lake Drive, 2nd floor, Valhalla, NY 10595.