How much life insurance do you need?

Life insurance is an important component of any financial plan. This quick and easy needs analysis interactive tool will help you determine how much life insurance coverage is needed to help secure your financial future.

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This calculator is a planning tool designed to assist you in determining a possible life insurance need. The results and explanations generated by this calculator may vary due to your input and assumptions. John Hancock does not guarantee the accuracy of the calculations, results, explanations, nor applicability to your specific situation. All projections are hypothetical and we recommend you use this calculator as a guideline, only. For a more accurate and detailed analysis specific to your circumstances and needs, including the permanent or term policy type most suitable for you, contact a financial professional.


Insurance policies and/or associated riders and features may not be available in all states.Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.),Boston,MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York,Valhalla,NY 10595.