Underwriting expertise

Many factors are considered and evaluated during the underwriting process for life insurance. John Hancock takes pride in our progressive, competitive and flexible underwriting guidelines that can result in the best possible decision for you. 

We take advantage of the latest advancements in technology to make the underwriting evaluation as streamlined as possible for you. And our team of more than 100 underwriters will work with your financial professional to complete the underwriting process easily and promptly.

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John Hancock's life insurance products are offered through an extensive network of experienced financial professionals from a variety of firms across the country. They can help you evaluate your goals and choose the life insurance product that's right for you.

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Insurance policies and/or associated riders and features may not be available in all states. Insurance products are issued by John Hancock Life Insurance Company (U.S.A),197 Clarendon Street, Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, 100 Summit Lake Drive, 2nd floor, Valhalla, NY 10595.