This overview illustrates the type of care or services that are generally covered by a comprehensive long-term care
insurance policy (a policy that covers both Home Health Care and Nursing Home Care). A covered service refers to a
service that is eligible for reimbursement and/or credit toward the Elimination Period under the terms of your long-term care
Reimbursement* for covered services generally will not occur until all of the following conditions are met:
*Actual reimbursement may vary by policy/certificate of insurance, optional coverage selections (e.g., a rider), service
setting, or clinical status. For additional information regarding covered services and definitions, along with full
description of the terms that govern eligibility for reimbursement and the applicable level of reimbursement, please
see your policy.
Click here for policyholder information
Did you purchase your coverage through:
A Producer/Financial professional
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