The cost of care 

The cost of long-term care can be expensive depending on:

  • what type of care you need
  • how long you need it
  • where care is received 

The national average costs listed below are only for one year of care.

The national average cost of long-term care for one year in various settings:4
National Costs Chart 2011

In 30 years, long-term care is projected to cost over $286,000 per year. That's $858,000 to $1,430,000 for a three-to five-year care event.9

Click here to find the average cost of care in your area.

  1. Based on John Hancock's Cost of Care Survey, conducted by LifePlans, Inc., 2013.
  2. Costs rounded to the nearest dollar.
  3. Based on care received for six hours a day, five days a week.
  4. Based on care received five days a week.
  5. The 5-year average annual increases are based on a subset of common providers from our 2008 and 2011 Cost of Care surveys and our 2011 and 2013 Cost of Care surveys.
  6. Based on the John Hancock 2013 Cost of Care Survey and projected at the average rate of inflation of 4.2% as measured by the Consumer Price Index for the 50-year period ending December 31, 2012.



Cost of Care Calculator

Our interactive Cost of Care Calculator provides current costs based on geography. Learn more about the cost of long-term care in your area.

LTC-2100-5 7/13
Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), 197 Clarendon Street, Boston, MA 02116 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, 197 Clarendon Street, Boston, MA 02116.

© 2014 John Hancock.