New Feature of the John Hancock Vitality Program
With the HealthyMind benefit, the newest feature of the John Hancock Vitality life insurance program, you’re rewarded for taking steps to give your mind and body the relaxation and rest they need to improve your overall health. You’ll earn Vitality Points for meditating as little as 10 minutes a day and completing a 30-day sleep challenge. Plus, you’ll receive a free 12-month subscription to Headspace®, a top-rated meditation app with millions of users in more than 190 countries.*
Meditation
Regular meditation has been shown to reduce stress and anxiety, manage chronic pain, lower the risk of depression, and improve working memory and cognitive flexibility. It can also improve your sleep quality, among other health benefits.**
Sleep
A good night’s sleep of eight or more hours can have a big impact on your physical health. It can reduce the risk of cardiovascular disease and chance of accident, lower the risk of obesity and improve diet and the immune system.**
Headspace
Enjoy a free 12-month subscription (valued at $96) to the Headspace app for guided meditation sessions. You may also use a free meditation app that is compatible with the HealthyMind program.
Find out more about these healthy activities and how they are scientifically proven to improve your overall well-being. Download our white paper.
Interested in more information about how Americans view mindfulness? Check out the results from the 2018 John Hancock Mindfulness Survey.
Learn more about the John Hancock Vitality Program and some of its other great benefits, like how you can earn an Apple Watch for as little as $25 plus tax, and save up to $600 a year at the grocery store.
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John Hancock Life and Long-term care insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York); and in New York by John Hancock Life Insurance Company of New York, Valhalla, NY 10595 (Life insurance) and John Hancock Life & Health Insurance Company, Boston, MA 02117 (Long-term care insurance).
The John Hancock Vitality Program is available with select John Hancock policies. Please consult your financial representative as to product availability, additional information, costs, and complete details on coverage. Product availability, features, benefits and costs may vary by state. The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued.
Vitality is the provider of the John Hancock Vitality Program in connection with life insurance policies issued by John Hancock.
Premium savings are in comparison to the same John Hancock policy without the Vitality program. Annual premium savings will vary based upon policy type, the terms of the policy, and the level of the insured’s participation in the John Hancock Vitality program.
Vitality Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member) and the state where the insurance policy was issued. John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy. Rewards and discounts are subject to change and are not guaranteed to remain the same for the life of the policy.
The HealthyMind benefit is not available in New York.
In New York, entertainment, shopping, and travel rewards are not available and are replaced by healthy living and active lifestyle rewards.
Accessing a policy’s potential cash value via loans and withdrawals will reduce the death benefit and the cash surrender value, and may cause the policy to lapse. Lapse or surrender of a policy with a loan may cause the recognition of taxable income. Withdrawals in excess of the cost basis (premiums paid) will be subject to tax and certain withdrawals within the first 15 years may be subject to recapture tax. Additionally, policies classified as modified endowment contracts may be subject to tax when a loan or withdrawal is made. A federal tax penalty of 10% may also apply if the loan or withdrawal is taken prior to age 59 1/2.
Apple Watch program is not available in New York. You can order Apple Watch Series 3 (GPS) by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out of pocket payments are based on the number of workouts completed. Upgrade fees apply if you choose Apple Watch Series 3 (GPS + Cellular), certain bands and case materials. Apple Watch Series 3 (GPS) requires an iPhone 5s or later with iOS 11 or later. Apple Watch Series 3 (GPS + Cellular) requires an iPhone 6 or later with iOS 11 or later. Apple Watch Series 3 (GPS + Cellular) and iPhone service provider must be the same. Cellular is not available with all service providers. Roaming is not available outside your carrier network coverage area. Wireless service plan required for cellular service. Contact your service provider for more details. Check www.apple.com/watch/cellular for participating wireless carriers and eligibility. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.
HealthyFood savings are based on qualifying purchases and may vary based on the terms of the John Hancock Vitality program.
© 2018 John Hancock Life Insurance Company (USA).